What Is a 401(k) Plan? A 401(k) plan stands as a retirement savings scheme, commonly provided by numerous American employers, offering valuable tax benefits for individuals. Its nomenclature is derived from a specific section within the U.S. Internal Revenue Code…
As mortgage costs have increased in recent years – and the COVID-19 pandemic has caused many to lose their income – more Canadians are finding it difficult to keep up with their bill payments. But if you are falling behind…
An account sent to collections can be stressful and for most, it is mortifying! Especially if the debt simply got out of control due to unforeseen circumstances (COVID19) — it can happen to the best of us. After receiving several…
People invest a lot of effort in managing their finances, but they seldom keep track of the financial documents. It’s hard to get hold of documentation when you have bank and credit card statements, checks, tax bills, and more to…
I’m sure most of you are wondering the best way to get started investing with a small amount of money. Well, I have some great tips for you! It is possible to trade shares with a small budget as long…
The accompanying infographic, The Psychology of Consumer Spending, provides a brief overview of consumer spending, highlighting compulsive purchasing. The graphic also offers sections about the reasons for compulsive shopping and how our brains respond to it. Psychologists think that compulsive…
Montenegro is a small country in the center of Europe with mild climate, amiable social environment and an average European standard of living. House prices is relatively low — around 300–400 thousand euros on average in large cities. However, a…
Who does not want to earn? We all do. Some of us do a job for a living while others try their hands at business. There are also people who make a living by not doing any of the above…