Although many of us do our best to stick to monthly budgets, this seemingly-simple task is often easier said than done. Because of impulse buys, unforeseen expenses and assorted indulgences, there’s little wonder as to why people consistently go over-budget….
Did you know that only forty percent of Americans have enough savings to cover a thousand-dollar emergency? That figure is shocking. That means that if they have an emergency medical bill to pay, or their vehicle needs an emergency repair,…
If you have an affinity for finances and you’re adept at analyzing linkages between consumers, products and trends, a career in economics is a lucrative and rewarding way to put your skills to work. One of the many great things…
While more Boomers than you’d care to count failed to plan adequately for their retirement, an even larger number regret the mistakes they made along the way. Of course, not accounting for the cost of living adjustments that have skyrocketed…
The thing I have discovered about working on personal finance is that it is not rocket science. Personal finance is 80% behavior and 20% knowledge. Personal finance refers to the strategic planning and management of saving, earning, spending and budgeting…
If you have decided to relocate and Sydney is your choice destination, you certainly wouldn’t be alone. Sydney is one of the most sought-after living locations, alongside Brisbane, and the land prices reflect this. Of course, some areas are more…
If you need to buy a new or used vehicle and have poor credit, a Phoenix car dealer will ask whether or not you’re able to place a down payment on the vehicle. If your credit rating is terrible, you’ll…
There are many reasons that make gold a worthy investment. Among the notable characteristics of this precious metal is its global acceptability as a currency as well as its easy liquidity. If you have physical gold, you can have it…