Motorists who feel anxious about being involved in a road traffic accident have been given yet more cause for concern, as recent statistics show that injury claims for compensation increased significantly over the past 12 months. According to figures released from a report by the Actuarial Profession, despite a fall in actual accidents of 11% in 2011 compared to the figures released for the previous year, the number of claims is up by an astonishing 18%, with a range of factors behind this perplexing data.
Although most modern cars are seen as being safe to drive, and road safety has in general improved considerably in recent years through government campaigns and efforts made by car manufacturers to make their products less hazardous, reckless drivers are still present on the road. Although there are laws in place to punish anyone driving dangerously for whatever reason, they still exist, and can cause serious accidents that often end in severe injuries that may form the basis of a compensation claim.
Another reason why claims may be up is because of a rise in the severity of road traffic accidents. That could explain why the insurance industry was hit with a combined £400 million bill over the course of 2011, with many injury claims being made in urban environments such as East London, Liverpool, Birmingham and Manchester, where road traffic accidents tend to be more common. However, improvements in road safety seem to have been made in big cities, especially as there seem to be more motorists in those areas.
Some believe that there may be a correlation between the location of offices of injury claim management firms and accident hotspots, which could go some way towards explaining why there has been a rise in the number of claims. However, the fact that claims have been on the increase in the past year or so may hint at something different, possibly that there may be growing awareness of the fact that, in the event of injury, people are able to make compensation claims with the help of company’s such as Medicalsolicitors.co.uk
In the past few years, a number of injury claim firms have gone in to business to help fill the void left by insurers who may seem reluctant to help victims of road traffic accidents get the resources needed to help them recover without having any financial problems. What many injury claim firms say they do is to help victims of road traffic accidents who may find that their health and finances will suffer through no fault of their own file a compensation claim against the negligent motorist.
Although it’s rare for people involved in accidents on the road to claim, the fact that more people seem to be doing it shows that negligible accidents are being cut out or that more people are looking into claiming compensation directly from the motorist at fault for their injuries rather than going straight to their insurer for help. Whether this growth in the number of injury claims will continue is unknown for now, but it will depend on how far the total number of accidents will rise or fall.
Alexander de Zeeuw is a freelance personal injury lawyer who specialises in accident at work claims with first4lawyers.com