Author Archives: James Paul

James is editor chief for Basic Finance Care, where he covers the latest industry news & finance advice. Prior to a life into writing, he worked as finance consultant, working in numerous positions. Check him in Google+

Sneaky Ways to Cut Your Budget in Half

Let’s face it, none of us are made of money, and these are hard times, with the unemployment rate still way up. Most of us would love to slash our monthly budgets, but it’s hard to know how to go ...

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When a Personal Loan Should Not Be Availed to Pay off the Debts

Taking personal loans to eliminate other debts can be a tricky situation. However, this is a major decision and one should know all about the personal loans, the advantages and the disadvantages associated with these loans before deciding whether to ...

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Things to Keep In Mind If You Are Planning To Apply For SBA Loans

In the current economic crisis, credit has become a bigger issue for most businesses. However, the smaller ones are the most impacted as the large business houses enjoy a long term relationship with the major creditors and hence are able ...

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What To Look For In A Payday Loan?

Payday loans should always be reserved for true financial emergencies. If you have any other way of raising the funds that you need, you should use that option instead. However, if your only option is a payday loan to pay ...

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What Is The Benefit Of “Pound Cost Averaging”?

Many of you will no doubt be aware of the term “pound cost averaging” when it comes to savings and investments. However, for those that are not familiar with the term a brief explanation would be appropriate as it can ...

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